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Archive for February, 2008

You May Be Able To Discontinue Your PMI

Thursday, February 28th, 2008

PMI, or Private Mortgage Insurance, is typically required by lenders when borrowers are not able to put 20% down on the purchase price for their new home. PMI is a type of insurance that protects the lender in the event that a homeowner defaults on the loan. What Is Your Home's ...

George Washington Link Love!

Friday, February 22nd, 2008

Bad seed is a robbery of the worst kind: for your pocket-book not only suffers by it, but your preparations are lost and a season passes away unimproved -- George Washington Today is the birth date for George Washington, the first President of these United States. Recently, I had the ...

Reducing Spending, But Still Not Saving

Wednesday, February 13th, 2008

I came across an article today which discussed the spending habits of baby boomers in light of today's economy. Baby boomers are the people who were born between 1946 and 1964, the largest segment of the U.S. population. The article, Many Baby Boomers Concerned About Retirement Savings..., mentioned that 61% ...

Wachovia Savings Initiative Is Worth A Look

Thursday, February 7th, 2008

Building wealth is done a dollar at a time. Here a little, there a little and before you know it you have a nice little nest egg built up for retirement, vacation, Christmas, donating to a charity, etc. Lots of people don't start a savings fund because they simply don't ...

Stimulus Bucks: Buy or Pay Down Debt?

Tuesday, February 5th, 2008

As the U.S. Senate puts the final touches on what they hope will be a piece of legislation that passes Senate and presidential scrutiny, talk is brewing on just how the average American will use his stimulus check. Although the amount proposed hasn't been finalized ($600 for individuals, $1200 for ...