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Archive for the ‘Credit’ Category

Credit Card Late Charges: How To Avoid Them

Wednesday, December 19th, 2007

It is simply getting ridiculous the charges credit card companies are imposing on consumers who are late making payments. Yes, creditors have a legal right to do what they are doing, however ethically speaking that is certainly open to debate! Let's look at some ways you can avoid costly credit ...

Rewards Cards: Redeem Your Points!

Thursday, November 29th, 2007

By Matthew C. Keegan I wrote previously urging anyone who still has a credit card that does not give them a “reward” for using that card to convert to a rewards card or switch to a credit card provider that has a rewards program. The reason? If you are going to ...

For Immediate Credit, Choose An Instant Approval Credit Card

Friday, November 23rd, 2007

There are times when you simply cannot wait the week or more it can take to establish credit and to get a hold of your new credit card. Even with fast approval, it can still take seven to ten days before a nondescript envelope arrives in your mailbox with your ...

Secrets That Your Credit Card Provider Is Keeping From You

Tuesday, November 20th, 2007

By Matthew C. Keegan If you think that you know everything there is to know about your credit card, then you could be in for a rude awakening. Credit card providers make untold billions of dollars annually because of several closely guarded secrets that they won't easily share with you. ...

Free Credit Reports For All!

Friday, November 16th, 2007

By Matthew C. Keegan Yes, it is true: free credit reports are available for you, the consumer. Thanks to an act of Congress, you can get copies of your credit reports annually. This means that Experian, Equifax, and Trans Union – the Big 3 credit reporting agencies – must furnish ...