Every single one of us knows how to spend money, but do we really know how to save our money? No, I am not necessarily talking about setting aside funds for an investments purposes – a good thing – but saving money on everyday items. Here are seven simple ways you can save money:

1. Use Appliances That Are Energy Efficient. Chances are your old refrigerator or washer is a pig on fuel. When shopping for a new unit, make sure that the energy rating is high. However, do not pay hundreds of extra dollars for a product if only a slightly higher energy rating is achieved. Instead, find out which model gives to you the highest possible energy rating for the buck.

2. Clip Coupons. You can save money on shopping by clipping coupons. Many stores will even double or triple manufacturers’ coupons up to a certain amount as an added “come on” to get you to shop.

3. Shop The Wholesale Clubs. BJs, Sam’s Club, and Costco all offer savings generally 10-30% lower than the supermarkets. They take coupons too.

4. Get Free Samples. Manufacturers enjoy giving away samples of their products. Sometimes all it takes is a letter or an email to the appropriate department and your freebie will arrive in the mail in the form of a product or as a coupon allowing you to purchase the item locally for free.

5. Go To The Library. Barnes and Noble and Borders offer a wide selection of books to their customers as does Amazon. However, you may be able to find that same title at your free public library. If not, ask a librarian if they would order the book for you. Hey, a free book is better than the $25 you will pay for a bestseller!

6. Shop And Compare. The internet allows consumers the opportunity to shop and compare on almost any product sold anywhere. Find the best price and order online if the items is cheaper than ordering in person. Don’t forget to take into consideration shipping, handling, and taxes when ordering via the web!

7. Reuse And Recycle. Chances are the item you are throwing away can be used again. If you definitely have no use for the item sell it at a garage sale and pocket the proceeds. In any case, you are contributing to a sound environment by not sending your unused good to the trash dump.

There are countless ways for you to save even beyond these seven. You need not be a skinflint to reap true benefits either, so start with these seven and come up with another seven ways for you to save too.

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We all know how to spend our money, but do we fully understand how to save it? I am not talking about setting aside a reserve for an investment or rainy day purposes – both of which are good things – rather, saving money on everyday items. Here are some simple ways you can save money:

Clip Coupons. You can save on your shopping excursions by clipping coupons. Some stores will even double or triple manufacturers’ coupons up to a specified amount [typically, one dollar] as an added incentive to bring you in.

Comparison Shop. The worldwide web gives shoppers the opportunity to compare prices and shop right online for almost any product available. Order online if the item is cheaper than ordering in person. Don’t forget to take into consideration shipping, handling, and taxes when ordering via the web, however many online retailers offer free shipping and taxes are not always universally assessed.

Energy Efficient Appliances. Your old refrigerator or washer is an energy eater. When you shop for a new unit, check to make sure that the energy rating is high. Do not, however, pay hundreds of dollars more for a product if only a slightly higher energy rating is promised. Learn which models produce the highest possible energy rating for the money.

Get Free Samples. Manufacturers enjoy giving away samples of their products. Sometimes all it takes is a letter or an email to the appropriate department and your freebie will arrive in the mail in the form of merchandise or as a coupon allowing you to purchase the item locally for free.

Shop The Clubs. Warehouse clubs such as BJ’s, Sam’s Club, and Costco offer savings that shave 10-30% off of supermarket prices. Many take coupons too!

Sssh! Go To The Library. The big book retailers offer a wide selection of books to their customers. However, you may be able to find that same title at your free public library. If not, ask a librarian if she would order the book for you. A free book is better than the $30 you would have paid for a bestseller, plus latte!

Use it Again; Recycle. Maybe the item you are tossing can be used again. If you definitely have no use for it, sell it at a garage sale [or online via an auction site] and keep the earnings. In any case, you are contributing to a clean environment by not adding to already overcrowded landfills.

There are many other ways for you to save even beyond those that I have mentioned. All it takes is a little bit of imagination and some initiative and you will soon find yourself saving money on in ways you previously did not think of.

Copyright 2005-2008 — Matthew Keegan is The Article Writer who writes on a variety of topics including: advocacy, automobiles, aviation, business, Christian themes, family, news, product reviews, travel, writing, and more. Samples from his portfolio are available right online.